All foreclosure & tax deed auctions in Bay County, FL
Market score 75- Auctions next 90 days
- 48
- Sold since Oct 1, 2026
- 40
- Won by 3rd parties
- 70%
- Median bid ÷ judgment
- 91%
| Favorite | Property | Status | Judgmentor opening bid | Est. value | Equity | Details |
|---|---|---|---|---|---|---|
| Wed, Oct 251 foreclosure | ||||||
5505 Sun Harbour RdPanama City · Condo · 540 sqft | Sold | $13K | $145K | +$132KSmall lien, check title | ||
| Wed, Nov 12 foreclosures | ||||||
Address not listedBay County | Sold | $60K | — | — | ||
5455 Shores RdPanama City · Single Family · 3 bd · 2 ba · 1,474 sqft | Canceled | $136K | $329K | +$193K+59% | ||
| Thu, Nov 21 foreclosure | ||||||
4726 Bay Point RdPanama City · Condo · 900 sqft | Sold | $227K | $398K | +$172K+43% | ||
| Mon, Nov 66 foreclosures | ||||||
319 35th Ct WPanama City · Single Family · 2,309 sqft | Sold | $196K | $401K | +$205K+51% | ||
5200 Hickory StParker · Single Family · 3 bd · 2 ba · 1,828 sqft | Sold | $157K | $215K | +$58K+27% | ||
6301 Elm StPanama City · Single Family · 3 bd · 2 ba · 1,451 sqft | Sold | $307K | $246K | −$62K−25% | ||
4910 Alameda StCallaway · Single Family · 2 bd · 1 ba · 748 sqft | Sold | $71K | $172K | +$100K+58% | ||
9850 Thomas DrPanama City Beach · Condo · 609 sqft | Sold | $175K | $294K | +$119K+40% | ||
414 Sanders LnSpringfield · Single Family · 3 bd · 1 ba · 928 sqft | Sold | $73K | $219K | +$146K+67% | ||
| Tue, Nov 71 foreclosure | ||||||
1503 Iowa AveLynn Haven · Single Family · 4 bd · 2 ba · 2,202 sqft | Sold | $107K | $188K | +$81K+43% | ||
| Mon, Nov 131 foreclosure | ||||||
429 Macarthur Ave SPanama City · Single Family · 3 bd · 1 ba · 1,118 sqft | Sold | $73K | $255K | +$182K+71% | ||
| Tue, Nov 141 foreclosure | ||||||
310 Prudence LnPanama City · Single Family · 3 bd · 2 ba · 1,323 sqft | Canceled | $135K | $276K | +$141K+51% | ||
| Thu, Nov 161 foreclosure | ||||||
3533 Harrison AvePanama City · Land | Sold | $78K | $35K | −$43K< −100% | ||
| Tue, Nov 211 foreclosure | ||||||
830 Florida AvePanama City · Single Family · 3 bd · 2 ba · 1,943 sqft | Sold | $290K | $293K | +$3K+1% | ||
| Mon, Nov 271 foreclosure | ||||||
1607 13th St WPanama City · Single Family · 3 bd · 2 ba · 1,094 sqft | Sold | $171K | $247K | +$77K+31% | ||
| Wed, Nov 291 foreclosure | ||||||
9206 Cherokee StYoungstown · Single Family · 3 bd · 2 ba · 1,800 sqft | Canceled | $241K | $284K | +$43K+15% | ||
| Thu, Nov 303 foreclosures | ||||||
1201 Kimbrel Ave SCallaway · Single Family · 3 bd · 2 ba · 1,396 sqft | Sold | $243K | $269K | +$26K+10% | ||
3711 Treasure CirPanama City · Single Family · 2 bd · 2 ba · 1,120 sqft | Sold | $112K | $381K | +$269K+71% | ||
2331 Woodhaven PlLynn Haven · Single Family · 2,018 sqft | Sold | $257K | $378K | +$121K+32% | ||
| Mon, Dec 41 foreclosure | ||||||
304 Cardiff CtCallaway · Single Family · 3 bd · 2 ba · 1,325 sqft | Canceled | $177K | $144K | −$33K−23% | ||
| Tue, Dec 52 foreclosures | ||||||
5229 Melissa DrParker · Single Family · 4 bd · 3 ba · 2,106 sqft | Sold | $400K | $350K | −$50K−14% | ||
309 7th St EPanama City · Single Family · 3 bd · 2 ba · 1,273 sqft | Sold | $65K | $175K | +$110K+63% | ||
| Tue, Dec 121 foreclosure | ||||||
711 Sanders LnSpringfield · Single Family · 4 bd · 2 ba · 2,416 sqft | Canceled | $150K | $274K | +$124K+45% | ||
Bay County auction market
Since Oct 1, 2026 · our continuous results history starts there, so every number below uses the same 6 weeks · as of Nov 8, 2026
HomeBadger market score
75/ 100
- Deal flow
- 65
- Competition
- 85
- Discount
- 91
- Liquidity
- 82
- Equity
- 54
Ranked against other Florida counties with at least 15 sales in the window. 40 is the lowest, 100 the highest.
- Upcoming, next 30 days
- 44
- Median equity, upcoming
- 38%
- Sold at auction
- 40
- Sell-through rate
- 51%
- Sold to 3rd parties
- 70%
- Median judgment
- $7K
- Winning bid ÷ judgment
- 91%
- Winning bid ÷ value
- 44%
48 in 90 days
value minus judgment, ÷ value
of 79 decided
sold ÷ decided
share of sales
or opening bid, decided sales
median, 3rd-party foreclosures
median, 3rd-party sales
Auction results by week
- Sold
- Canceled
- Redeemed
- Other
Share sold to 3rd-party bidders
Median winning bid ÷ judgment, foreclosures
Not enough sales yet.
Cities in Bay County
Upcoming sales by city. Sales outside city limits are only in the county total.
Bay County auctions: common questions
- Where and when are Bay County foreclosure auctions held?
- Bay County foreclosure auctions are held online on the clerk's auction site, bay.realforeclose.com, and most start at 11:00 a.m. Eastern time. Times are based on the sales of the last four months; check the clerk's calendar for each sale day.
- Where and when are Bay County tax deed sales held?
- Bay County tax deed sales are held online on the clerk's auction site, bay.realtaxdeed.com, and most start at 10:00 a.m. Eastern time. Times are based on the sales of the last four months; check the clerk's calendar for each sale day.
- How many auctions are coming up in Bay County?
- As of November 8, 2026, 32 foreclosure auctions and 16 tax deed sales are scheduled in Bay County in the next 90 days. The next foreclosure auction is on November 9, 2026. The next tax deed sale is on November 17, 2026.
- Do investors win Bay County foreclosure auctions, and for how much?
- Since October 1, 2026, 16 foreclosure auctions sold in Bay County; 38% went to third-party bidders rather than back to the lender. The median winning third-party bid was 91% of the judgment and 64% of the estimated property value. Those sales drew 13 bids on average.
- What do Bay County tax deed sales sell for?
- Since October 1, 2026, 24 tax deed sales sold in Bay County; 92% went to outside bidders. The median winning third-party bid was 240% of the opening bid and 43% of the estimated property value. Those sales drew 17 bids on average.
- What deposit do I need to bid at a Bay County foreclosure auction?
- The winning bidder at a Florida foreclosure sale posts a deposit of 5% of the final bid. When the balance is due is set by the county clerk and the judgment, often by 4:00 p.m. on the sale day or by the next business day.
- What deposit do I need at a Bay County tax deed sale?
- The high bidder pays a nonrefundable deposit of 5% of the bid or $200, whichever is greater, and must pay the full bid plus documentary stamp tax and recording fees within 24 hours, not counting weekends and legal holidays. If the winner doesn't pay, the deposit goes toward the costs of a new sale, which the clerk re-advertises.
- Where does HomeBadger's Bay County auction data come from?
- HomeBadger collects every Bay County sale nightly from the clerk's official auction calendar, and adds property facts and values from the Florida Department of Revenue tax roll and RentCast. Sales can be postponed or cancelled up to the sale day, so confirm with the Bay County Clerk of Court before bidding.
New to Florida auctions? Read how foreclosure auctions work and how tax deed sales work.