All foreclosure & tax deed auctions in Bay County, FL
Market score 75- Auctions next 90 days
- 48
- Sold since Oct 1, 2026
- 40
- Won by 3rd parties
- 70%
- Median bid ÷ judgment
- 91%
| Favorite | Property | Type | Status | Judgmentor opening bid | Est. value | Equity | Details |
|---|---|---|---|---|---|---|---|
| Thu, Jul 252 foreclosures | |||||||
8921 Ruff DrYoungstown · Manufactured · 1,088 sqft | Foreclosure | Result unknown | $115K | $54K | −$61K< −100% | ||
8001 Blanche DrPanama City · Single Family · 2,117 sqft | Foreclosure | Result unknown | $275K | $315K | +$41K+13% | ||
| Wed, Jul 311 foreclosure | |||||||
3318 Azalea CirLynn Haven · Single Family · 3 bd · 2 ba · 2,156 sqft | Foreclosure | Result unknown | $337K | $350K | +$14K+4% | ||
| Tue, Aug 131 foreclosure | |||||||
6001 Pinetree AvePanama City Beach · Single Family · 1,036 sqft | Foreclosure | Result unknown | $74K | $303K | +$229K+76% | ||
| Thu, Aug 151 foreclosure | |||||||
6508 Pridgen StCallaway · Single Family · 1,131 sqft | Foreclosure | Result unknown | $112K | $231K | +$119K+51% | ||
| Fri, Aug 161 foreclosure | |||||||
922 Arrow StParker · Single Family · 3 bd · 2 ba · 1,176 sqft | Foreclosure | Result unknown | $121K | $165K | +$44K+27% | ||
| Mon, Aug 261 foreclosure | |||||||
, FLBay County | Foreclosure | Result unknown | $41K | — | — | ||
| Thu, Oct 13 foreclosures | |||||||
1009 E 8th Ct Panama CityFL 32401 | Foreclosure | Sold | $161K | — | — | ||
2117 Bent Oak CtPanama City Beach · Manufactured · 1,248 sqft | Foreclosure | Sold | $89K | $144K | +$55K+38% | ||
1045 Tidewater LnPanama City · Land | Foreclosure | Sold | $15K | $209K | +$194KSmall lien, check title | ||
| Fri, Oct 21 foreclosure | |||||||
Address not listedBay County | Foreclosure | Sold | $644K | — | — | ||
| Mon, Oct 51 foreclosure | |||||||
Address not listedBay County | Foreclosure | Canceled | $188K | — | — | ||
| Tue, Oct 61 foreclosure · 10 tax deeds | |||||||
8934 Clear Lake DrYoungstown · Manufactured · 924 sqft | Tax deed | Redeemed | $2K | $46K | +$44K+95% | ||
220 Joseph CirSouthport · Manufactured · 1,156 sqft | Tax deed | Sold | $11K | $175K | +$164K+94% | ||
8428 Lorento StPanama City Beach · Single Family · 634 sqft | Foreclosure | Sold | $122K | $160K | +$38K+24% | ||
716 E 12th StPanama City · Single Family · 1,221 sqft | Tax deed | Redeemed | $6K | $99K | +$93K+94% | ||
8605 Gulf Pines DrPanama City Beach · Manufactured · 624 sqft | Tax deed | Redeemed | $5K | $152K | +$147K+97% | ||
18906 Westchester RdFountain · Manufactured · 688 sqft | Tax deed | Sold | $2K | $21K | +$19K+91% | ||
103 N Claire AvePanama City · Single Family · 1,805 sqft | Tax deed | Redeemed | $6K | $195K | +$188K+97% | ||
8319 Hand StPanama City Beach · Multi-Family · 3,185 sqft | Tax deed | Redeemed | $4K | $105K | +$101K+96% | ||
3729 Long RdSouthport · Manufactured · 1,080 sqft | Tax deed | Redeemed | $32K | $109K | +$77K+71% | ||
4514 Garrison RdPanama City · Single Family · 2,747 sqft | Tax deed | Redeemed | $111K | $354K | +$243K+69% | ||
11922 Evergreen StFountain · Manufactured · 934 sqft | Tax deed | Redeemed | $2K | $31K | +$29K+94% | ||
| Wed, Oct 71 foreclosure | |||||||
3706 Haley LnPanama City · Manufactured · 2,067 sqft | Foreclosure | Sold | $112K | $92K | −$20K−22% | ||
Bay County auction market
Since Oct 1, 2026 · our continuous results history starts there, so every number below uses the same 6 weeks · as of Nov 8, 2026
HomeBadger market score
75/ 100
- Deal flow
- 65
- Competition
- 85
- Discount
- 91
- Liquidity
- 82
- Equity
- 54
Ranked against other Florida counties with at least 15 sales in the window. 40 is the lowest, 100 the highest.
- Upcoming, next 30 days
- 44
- Median equity, upcoming
- 38%
- Sold at auction
- 40
- Sell-through rate
- 51%
- Sold to 3rd parties
- 70%
- Median judgment
- $7K
- Winning bid ÷ judgment
- 91%
- Winning bid ÷ value
- 44%
48 in 90 days
value minus judgment, ÷ value
of 79 decided
sold ÷ decided
share of sales
or opening bid, decided sales
median, 3rd-party foreclosures
median, 3rd-party sales
Auction results by week
- Sold
- Canceled
- Redeemed
- Other
Share sold to 3rd-party bidders
Median winning bid ÷ judgment, foreclosures
Not enough sales yet.
Cities in Bay County
Upcoming sales by city. Sales outside city limits are only in the county total.
Bay County auctions: common questions
- Where and when are Bay County foreclosure auctions held?
- Bay County foreclosure auctions are held online on the clerk's auction site, bay.realforeclose.com, and most start at 11:00 a.m. Eastern time. Times are based on the sales of the last four months; check the clerk's calendar for each sale day.
- Where and when are Bay County tax deed sales held?
- Bay County tax deed sales are held online on the clerk's auction site, bay.realtaxdeed.com, and most start at 10:00 a.m. Eastern time. Times are based on the sales of the last four months; check the clerk's calendar for each sale day.
- How many auctions are coming up in Bay County?
- As of November 8, 2026, 32 foreclosure auctions and 16 tax deed sales are scheduled in Bay County in the next 90 days. The next foreclosure auction is on November 9, 2026. The next tax deed sale is on November 17, 2026.
- Do investors win Bay County foreclosure auctions, and for how much?
- Since October 1, 2026, 16 foreclosure auctions sold in Bay County; 38% went to third-party bidders rather than back to the lender. The median winning third-party bid was 91% of the judgment and 64% of the estimated property value. Those sales drew 13 bids on average.
- What do Bay County tax deed sales sell for?
- Since October 1, 2026, 24 tax deed sales sold in Bay County; 92% went to outside bidders. The median winning third-party bid was 240% of the opening bid and 43% of the estimated property value. Those sales drew 17 bids on average.
- What deposit do I need to bid at a Bay County foreclosure auction?
- The winning bidder at a Florida foreclosure sale posts a deposit of 5% of the final bid. When the balance is due is set by the county clerk and the judgment, often by 4:00 p.m. on the sale day or by the next business day.
- What deposit do I need at a Bay County tax deed sale?
- The high bidder pays a nonrefundable deposit of 5% of the bid or $200, whichever is greater, and must pay the full bid plus documentary stamp tax and recording fees within 24 hours, not counting weekends and legal holidays. If the winner doesn't pay, the deposit goes toward the costs of a new sale, which the clerk re-advertises.
- Where does HomeBadger's Bay County auction data come from?
- HomeBadger collects every Bay County sale nightly from the clerk's official auction calendar, and adds property facts and values from the Florida Department of Revenue tax roll and RentCast. Sales can be postponed or cancelled up to the sale day, so confirm with the Bay County Clerk of Court before bidding.
New to Florida auctions? Read how foreclosure auctions work and how tax deed sales work.