All foreclosure auctions in Bay County, FL
Market score 75- Auctions next 90 days
- 48
- Sold since Oct 1, 2026
- 40
- Won by 3rd parties
- 70%
- Median bid ÷ judgment
- 91%
| Favorite | Property | Status | Judgmentor opening bid | Est. value | Equity | Details |
|---|---|---|---|---|---|---|
| Fri, Jul 81 foreclosure | ||||||
129 Seneca AveCallaway · Single Family · 3 bd · 1 ba · 1,449 sqft | Sold | $91K | $152K | +$61K+40% | ||
| Thu, Jul 211 foreclosure | ||||||
928 Agnes Scott CirPanama City · Single Family · 3 bd · 2 ba · 1,148 sqft | Sold | $193K | $246K | +$53K+22% | ||
| Fri, Jul 221 foreclosure | ||||||
402 Carolina AveLynn Haven · Single Family · 3 bd · 1 ba · 2,040 sqft | Sold | $228K | $302K | +$74K+24% | ||
| Wed, Aug 101 foreclosure | ||||||
5300 Garden Cove RdCallaway · Single Family · 3 bd · 1 ba · 1,006 sqft | Sold | $108K | $203K | +$95K+47% | ||
| Tue, Apr 181 foreclosure | ||||||
136 Berthe Ave NCallaway · Single Family · 3 bd · 2 ba · 1,294 sqft | Sold | $95K | $203K | +$108K+53% | ||
| Mon, Jun 121 foreclosure | ||||||
113 Arlington DrSpringfield · Single Family · 3 bd · 2 ba · 1,766 sqft | Sold | $282K | $322K | +$40K+13% | ||
| Thu, Jul 62 foreclosures | ||||||
4923 S Lakewood DrPanama City · Land | Sold | $115K | $24K | −$91K< −100% | ||
14 11th St WPanama City · Land | Canceled | $99K | $167K | +$68K+41% | ||
| Tue, Jul 111 foreclosure | ||||||
2636 40th Plz EPanama City · Single Family · 4 bd · 4 ba · 2,543 sqft | Sold | $341K | $351K | +$10K+3% | ||
| Thu, Jul 201 foreclosure | ||||||
3706 Doe RunPanama City · Manufactured · 1,170 sqft | Sold | $78K | $64K | −$13K−21% | ||
| Mon, Jul 242 foreclosures | ||||||
20311 Sweetwater Branch RdFountain · Single Family · 3 bd · 2 ba · 1,152 sqft | Sold | $42K | $119K | +$77K+64% | ||
5808 Lois StCallaway · Single Family · 4 bd · 2 ba · 1,735 sqft | Sold | $100K | $307K | +$207K+68% | ||
| Thu, Jul 273 foreclosures | ||||||
1002 9th St WPanama City · Single Family · 3 bd · 2 ba · 1,300 sqft | Sold | $219K | $284K | +$65K+23% | ||
2409 Maple CtSpringfield · Single Family · 3 bd · 2 ba · 1,592 sqft | Bankruptcy | $217K | $292K | +$75K+26% | ||
657 Berthe Ave SCallaway · Single Family · 3 bd · 2 ba · 1,654 sqft | Canceled | $208K | $287K | +$79K+27% | ||
| Fri, Jul 281 foreclosure | ||||||
328 Liddon PlLynn Haven · Single Family · 4 bd · 3 ba · 2,156 sqft | Sold | $322K | $305K | −$17K−5% | ||
| Mon, Jul 311 foreclosure | ||||||
1613 7th St EPanama City · Single Family · 3 bd · 1 ba · 912 sqft | Sold | $48K | $51K | +$3K+6% | ||
| Tue, Aug 12 foreclosures | ||||||
3947 Indian Springs RdPanama City · Land | Sold | $26K | $72K | +$46K+63% | ||
11600 Scott RdFountain · Manufactured · 1,216 sqft | Sold | $97K | $202K | +$104K+52% | ||
| Wed, Aug 21 foreclosure | ||||||
17462 Front Beach RdPanama City Beach · Condo · 958 sqft | Sold | $283K | $242K | −$41K−17% | ||
| Mon, Aug 73 foreclosures | ||||||
701 Island CtPanama City · Land | Sold | $447K | $260K | −$188K−72% | ||
1744 Mallard DrPanama City · Single Family · 2 bd · 2 ba · 1,305 sqft | Sold | $420K | $23K | −$396K< −100% | ||
12510 Steeplechase DrPanama City · Single Family · 3 bd · 2 ba · 2,682 sqft | Canceled | $151K | $106K | −$45K−42% | ||
| Thu, Aug 101 foreclosure | ||||||
2221 Edgewood DrPanama City · Single Family · 3 bd · 1 ba · 1,292 sqft | Sold | $77K | $171K | +$94K+55% | ||
Bay County auction market
Since Oct 1, 2026 · our continuous results history starts there, so every number below uses the same 6 weeks · as of Nov 8, 2026
HomeBadger market score
75/ 100
- Deal flow
- 65
- Competition
- 85
- Discount
- 91
- Liquidity
- 82
- Equity
- 54
Ranked against other Florida counties with at least 15 sales in the window. 40 is the lowest, 100 the highest.
- Upcoming, next 30 days
- 44
- Median equity, upcoming
- 38%
- Sold at auction
- 40
- Sell-through rate
- 51%
- Sold to 3rd parties
- 70%
- Median judgment
- $7K
- Winning bid ÷ judgment
- 91%
- Winning bid ÷ value
- 44%
48 in 90 days
value minus judgment, ÷ value
of 79 decided
sold ÷ decided
share of sales
or opening bid, decided sales
median, 3rd-party foreclosures
median, 3rd-party sales
Auction results by week
- Sold
- Canceled
- Redeemed
- Other
Share sold to 3rd-party bidders
Median winning bid ÷ judgment, foreclosures
Not enough sales yet.
Cities in Bay County
Upcoming sales by city. Sales outside city limits are only in the county total.
Bay County auctions: common questions
- Where and when are Bay County foreclosure auctions held?
- Bay County foreclosure auctions are held online on the clerk's auction site, bay.realforeclose.com, and most start at 11:00 a.m. Eastern time. Times are based on the sales of the last four months; check the clerk's calendar for each sale day.
- Where and when are Bay County tax deed sales held?
- Bay County tax deed sales are held online on the clerk's auction site, bay.realtaxdeed.com, and most start at 10:00 a.m. Eastern time. Times are based on the sales of the last four months; check the clerk's calendar for each sale day.
- How many auctions are coming up in Bay County?
- As of November 8, 2026, 32 foreclosure auctions and 16 tax deed sales are scheduled in Bay County in the next 90 days. The next foreclosure auction is on November 9, 2026. The next tax deed sale is on November 17, 2026.
- Do investors win Bay County foreclosure auctions, and for how much?
- Since October 1, 2026, 16 foreclosure auctions sold in Bay County; 38% went to third-party bidders rather than back to the lender. The median winning third-party bid was 91% of the judgment and 64% of the estimated property value. Those sales drew 13 bids on average.
- What do Bay County tax deed sales sell for?
- Since October 1, 2026, 24 tax deed sales sold in Bay County; 92% went to outside bidders. The median winning third-party bid was 240% of the opening bid and 43% of the estimated property value. Those sales drew 17 bids on average.
- What deposit do I need to bid at a Bay County foreclosure auction?
- The winning bidder at a Florida foreclosure sale posts a deposit of 5% of the final bid. When the balance is due is set by the county clerk and the judgment, often by 4:00 p.m. on the sale day or by the next business day.
- What deposit do I need at a Bay County tax deed sale?
- The high bidder pays a nonrefundable deposit of 5% of the bid or $200, whichever is greater, and must pay the full bid plus documentary stamp tax and recording fees within 24 hours, not counting weekends and legal holidays. If the winner doesn't pay, the deposit goes toward the costs of a new sale, which the clerk re-advertises.
- Where does HomeBadger's Bay County auction data come from?
- HomeBadger collects every Bay County sale nightly from the clerk's official auction calendar, and adds property facts and values from the Florida Department of Revenue tax roll and RentCast. Sales can be postponed or cancelled up to the sale day, so confirm with the Bay County Clerk of Court before bidding.
New to Florida auctions? Read how foreclosure auctions work and how tax deed sales work.