Upcoming foreclosure & tax deed auctions in Bay County, FL

Market score 75
Auctions next 90 days
48
Sold since Oct 1, 2026
40
Won by 3rd parties
70%
Median bid ÷ judgment
91%
FavoritePropertyProperty typeBedsBathsLiving sqftYear builtDetails
Mon, Nov 9Tomorrow2 foreclosures
Manufactured——9242004
2607 Laurel DrPanama City
Single Family——1,7802006
Tue, Nov 10in 2 days4 foreclosures
107 Fossil FallsPanama City Beach
Single Family——2,2702017
3903 E 11th StPanama City
Multi-Family——3,4241983
Manufactured——1,5282023
1311 Texas AveLynn Haven
Single Family——1,0121982
Thu, Nov 12in 4 days2 foreclosures
5930 Pitti LnYoungstown
Land————
2209 E 6th CtPanama City
Single Family——1,4621977
Fri, Nov 13in 5 days3 foreclosures
7289 Ellie B DrPanama City
Single Family——2,0502021
619 Breakfast Point BlvdPanama City Beach
Single Family——2,3292013
248 Sukoshi DrPanama City
Single Family——2,6961977
Mon, Nov 16in 8 days4 foreclosures
Single Family——1,8972022
2807 Gordon StPanama City
Single Family——2,3961973
104 Golf DrPanama City Beach
Single Family——3,0291995
Single Family——2,9442024
Tue, Nov 17in 9 days1 foreclosure · 4 tax deeds
22 1n 12wFountain
Land————
1117 Fairy AvePanama City
Single Family——1,0921942
12226 Cue DrPanama City
Land————
1120 Harris AvePanama City
Land————
Single Family——1,4001994
Wed, Nov 18in 10 days1 foreclosure
140 Manistee DrPanama City Beach
Single Family——1,8751986
Thu, Nov 19in 11 days1 foreclosure
117 Landings DrLynn Haven
Single Family——3,1802001
Fri, Nov 20in 12 days2 foreclosures
9860 S Thomas Dr L13Panama City Beach
Other——1,5362007
806 White Oak CtPanama City Beach
Single Family——2,1791986

Bay County auction market

Since Oct 1, 2026 · our continuous results history starts there, so every number below uses the same 6 weeks · as of Nov 8, 2026

HomeBadger market score

75/ 100

Deal flow
65
Competition
85
Discount
91
Liquidity
82
Equity
54

Ranked against other Florida counties with at least 15 sales in the window. 40 is the lowest, 100 the highest.

Upcoming, next 30 days
44
48 in 90 days
Median equity, upcoming
38%
value minus judgment, ÷ value
Sold at auction
40
of 79 decided
Sell-through rate
51%
sold ÷ decided
Sold to 3rd parties
70%
share of sales
Median judgment
$7K
or opening bid, decided sales
Winning bid ÷ judgment
91%
median, 3rd-party foreclosures
Winning bid ÷ value
44%
median, 3rd-party sales

Auction results by week

  • Sold
  • Canceled
  • Redeemed
  • Other
01530Oct 1Oct 5Oct 12Oct 19Oct 26Nov 2
Oct 1 – 4, 2026: 4 sold, 0 canceled, 0 redeemed; Oct 5 – 11, 2026: 6 sold, 1 canceled, 8 redeemed; Oct 12 – 18, 2026: 3 sold, 1 canceled, 0 redeemed; Oct 19 – 25, 2026: 12 sold, 1 canceled, 10 redeemed; Oct 26 – Nov 1, 2026: 4 sold, 3 canceled, 0 redeemed; Nov 2 – 7, 2026: 11 sold, 2 canceled, 9 redeemed

Share sold to 3rd-party bidders

0%50%100%Oct 1Oct 5Oct 12Oct 19Oct 26Nov 2

Median winning bid ÷ judgment, foreclosures

Not enough sales yet.

Cities in Bay County

Upcoming sales by city. Sales outside city limits are only in the county total.

Bay County auctions: common questions

Where and when are Bay County foreclosure auctions held?
Bay County foreclosure auctions are held online on the clerk's auction site, bay.realforeclose.com, and most start at 11:00 a.m. Eastern time. Times are based on the sales of the last four months; check the clerk's calendar for each sale day.
Where and when are Bay County tax deed sales held?
Bay County tax deed sales are held online on the clerk's auction site, bay.realtaxdeed.com, and most start at 10:00 a.m. Eastern time. Times are based on the sales of the last four months; check the clerk's calendar for each sale day.
How many auctions are coming up in Bay County?
As of November 8, 2026, 32 foreclosure auctions and 16 tax deed sales are scheduled in Bay County in the next 90 days. The next foreclosure auction is on November 9, 2026. The next tax deed sale is on November 17, 2026.
Do investors win Bay County foreclosure auctions, and for how much?
Since October 1, 2026, 16 foreclosure auctions sold in Bay County; 38% went to third-party bidders rather than back to the lender. The median winning third-party bid was 91% of the judgment and 64% of the estimated property value. Those sales drew 13 bids on average.
What do Bay County tax deed sales sell for?
Since October 1, 2026, 24 tax deed sales sold in Bay County; 92% went to outside bidders. The median winning third-party bid was 240% of the opening bid and 43% of the estimated property value. Those sales drew 17 bids on average.
What deposit do I need to bid at a Bay County foreclosure auction?
The winning bidder at a Florida foreclosure sale posts a deposit of 5% of the final bid. When the balance is due is set by the county clerk and the judgment, often by 4:00 p.m. on the sale day or by the next business day.
What deposit do I need at a Bay County tax deed sale?
The high bidder pays a nonrefundable deposit of 5% of the bid or $200, whichever is greater, and must pay the full bid plus documentary stamp tax and recording fees within 24 hours, not counting weekends and legal holidays. If the winner doesn't pay, the deposit goes toward the costs of a new sale, which the clerk re-advertises.
Where does HomeBadger's Bay County auction data come from?
HomeBadger collects every Bay County sale nightly from the clerk's official auction calendar, and adds property facts and values from the Florida Department of Revenue tax roll and RentCast. Sales can be postponed or cancelled up to the sale day, so confirm with the Bay County Clerk of Court before bidding.

New to Florida auctions? Read how foreclosure auctions work and how tax deed sales work.