Upcoming foreclosure auctions in Bay County, FL
Market score 75- Auctions next 90 days
- 48
- Sold since Oct 1, 2026
- 40
- Won by 3rd parties
- 70%
- Median bid ÷ judgment
- 91%
| Favorite | Property | Judgment | Est. value | Judgment ÷ value | Equity | Value / sqft | Value source | Details |
|---|---|---|---|---|---|---|---|---|
| Mon, Nov 9Tomorrow2 foreclosures | ||||||||
9140 Crook Hollow RdPanama City | $156K | $157K | 100% | +$112 | $169 | HomeBadger estimate | ||
2607 Laurel DrPanama City | $115K | $205K | 56% | +$90K | $115 | HomeBadger estimate | ||
| Tue, Nov 10in 2 days4 foreclosures | ||||||||
107 Fossil FallsPanama City Beach | $367K | $320K | 115% | −$47K | $141 | HomeBadger estimate | ||
3903 E 11th StPanama City | $241K | $288K | 84% | +$47K | $84 | HomeBadger estimate | ||
13212 White Western Springs RdSouthport | $313K | $256K | 122% | −$57K | $168 | HomeBadger estimate | ||
1311 Texas AveLynn Haven | $128K | $165K | 78% | +$37K | $163 | HomeBadger estimate | ||
| Thu, Nov 12in 4 days2 foreclosures | ||||||||
5930 Pitti LnYoungstown | $77K | $130K | 59% | +$54K | — | HomeBadger estimate | ||
2209 E 6th CtPanama City | $79K | $158K | 50% | +$79K | $108 | HomeBadger estimate | ||
| Fri, Nov 13in 5 days3 foreclosures | ||||||||
7289 Ellie B DrPanama City | $260K | $292K | 89% | +$32K | $142 | HomeBadger estimate | ||
619 Breakfast Point BlvdPanama City Beach | $9K | $517K | 2% | +$508K | $222 | HomeBadger estimate | ||
248 Sukoshi DrPanama City | $401K | $430K | 93% | +$30K | $160 | HomeBadger estimate | ||
| Mon, Nov 16in 8 days4 foreclosures | ||||||||
2906 Clearview AvePanama City | $388K | $299K | 130% | −$89K | $158 | HomeBadger estimate | ||
2807 Gordon StPanama City | $375K | $283K | 133% | −$92K | $118 | HomeBadger estimate | ||
104 Golf DrPanama City Beach | $423K | $758K | 56% | +$335K | $250 | HomeBadger estimate | ||
306 Marsh Island DrLynn Haven | $653K | $545K | 120% | −$107K | $185 | HomeBadger estimate | ||
| Tue, Nov 17in 9 days1 foreclosure | ||||||||
3793 Atlantis DrSouthport | $222K | $130K | 171% | −$93K | $93 | HomeBadger estimate | ||
| Wed, Nov 18in 10 days1 foreclosure | ||||||||
140 Manistee DrPanama City Beach | $379K | $295K | 128% | −$84K | $157 | HomeBadger estimate | ||
| Thu, Nov 19in 11 days1 foreclosure | ||||||||
117 Landings DrLynn Haven | $335K | $514K | 65% | +$179K | $162 | HomeBadger estimate | ||
| Fri, Nov 20in 12 days2 foreclosures | ||||||||
9860 S Thomas Dr L13Panama City Beach | $34K | $62K | 54% | +$28K | $41 | HomeBadger estimate | ||
806 White Oak CtPanama City Beach | $475K | $427K | 111% | −$48K | $196 | HomeBadger estimate | ||
| Mon, Nov 30in 22 days4 foreclosures | ||||||||
7028 Clayton RdYoungstown | $118K | $155K | 76% | +$37K | $98 | HomeBadger estimate | ||
12532 Apaloosa WayPanama City | $409K | $415K | 98% | +$6K | $150 | HomeBadger estimate | ||
5409 Hickory StPanama City | $410K | $663K | 62% | +$253K | $133 | HomeBadger estimate | ||
242 Allen AvePanama City | $283K | $333K | 85% | +$50K | $189 | HomeBadger estimate | ||
Bay County auction market
Since Oct 1, 2026 · our continuous results history starts there, so every number below uses the same 6 weeks · as of Nov 8, 2026
HomeBadger market score
75/ 100
- Deal flow
- 65
- Competition
- 85
- Discount
- 91
- Liquidity
- 82
- Equity
- 54
Ranked against other Florida counties with at least 15 sales in the window. 40 is the lowest, 100 the highest.
- Upcoming, next 30 days
- 44
- Median equity, upcoming
- 38%
- Sold at auction
- 40
- Sell-through rate
- 51%
- Sold to 3rd parties
- 70%
- Median judgment
- $7K
- Winning bid ÷ judgment
- 91%
- Winning bid ÷ value
- 44%
48 in 90 days
value minus judgment, ÷ value
of 79 decided
sold ÷ decided
share of sales
or opening bid, decided sales
median, 3rd-party foreclosures
median, 3rd-party sales
Auction results by week
- Sold
- Canceled
- Redeemed
- Other
Share sold to 3rd-party bidders
Median winning bid ÷ judgment, foreclosures
Not enough sales yet.
Cities in Bay County
Upcoming sales by city. Sales outside city limits are only in the county total.
Bay County auctions: common questions
- Where and when are Bay County foreclosure auctions held?
- Bay County foreclosure auctions are held online on the clerk's auction site, bay.realforeclose.com, and most start at 11:00 a.m. Eastern time. Times are based on the sales of the last four months; check the clerk's calendar for each sale day.
- Where and when are Bay County tax deed sales held?
- Bay County tax deed sales are held online on the clerk's auction site, bay.realtaxdeed.com, and most start at 10:00 a.m. Eastern time. Times are based on the sales of the last four months; check the clerk's calendar for each sale day.
- How many auctions are coming up in Bay County?
- As of November 8, 2026, 32 foreclosure auctions and 16 tax deed sales are scheduled in Bay County in the next 90 days. The next foreclosure auction is on November 9, 2026. The next tax deed sale is on November 17, 2026.
- Do investors win Bay County foreclosure auctions, and for how much?
- Since October 1, 2026, 16 foreclosure auctions sold in Bay County; 38% went to third-party bidders rather than back to the lender. The median winning third-party bid was 91% of the judgment and 64% of the estimated property value. Those sales drew 13 bids on average.
- What do Bay County tax deed sales sell for?
- Since October 1, 2026, 24 tax deed sales sold in Bay County; 92% went to outside bidders. The median winning third-party bid was 240% of the opening bid and 43% of the estimated property value. Those sales drew 17 bids on average.
- What deposit do I need to bid at a Bay County foreclosure auction?
- The winning bidder at a Florida foreclosure sale posts a deposit of 5% of the final bid. When the balance is due is set by the county clerk and the judgment, often by 4:00 p.m. on the sale day or by the next business day.
- What deposit do I need at a Bay County tax deed sale?
- The high bidder pays a nonrefundable deposit of 5% of the bid or $200, whichever is greater, and must pay the full bid plus documentary stamp tax and recording fees within 24 hours, not counting weekends and legal holidays. If the winner doesn't pay, the deposit goes toward the costs of a new sale, which the clerk re-advertises.
- Where does HomeBadger's Bay County auction data come from?
- HomeBadger collects every Bay County sale nightly from the clerk's official auction calendar, and adds property facts and values from the Florida Department of Revenue tax roll and RentCast. Sales can be postponed or cancelled up to the sale day, so confirm with the Bay County Clerk of Court before bidding.
New to Florida auctions? Read how foreclosure auctions work and how tax deed sales work.