All foreclosure auctions in Bay County, FL
Market score 75- Auctions next 90 days
- 48
- Sold since Oct 1, 2026
- 40
- Won by 3rd parties
- 70%
- Median bid ÷ judgment
- 91%
| Favorite | Property | Status | Judgmentor opening bid | Est. value | Equity | Details |
|---|---|---|---|---|---|---|
| Thu, Aug 101 foreclosure | ||||||
741 Cottonwood CtCallaway · Single Family · 4 bd · 3 ba · 2,822 sqft | Bankruptcy | $238K | $351K | +$113K+32% | ||
| Tue, Aug 152 foreclosures | ||||||
1611 Lake AvePanama City · Single Family · 2 bd · 2 ba · 1,294 sqft | Sold | $140K | $306K | +$166K+54% | ||
5505 Sun Harbour RdPanama City · Condo · 540 sqft | Sold | $15K | $145K | +$131K+90% | ||
| Wed, Aug 161 foreclosure | ||||||
1302 Wyoming AveLynn Haven · Single Family · 3 bd · 2 ba · 1,680 sqft | Sold | $289K | $241K | −$48K−20% | ||
| Thu, Aug 172 foreclosures | ||||||
6903 North Lagoon DrPanama City · Condo · 1,080 sqft | Sold | $158K | $189K | +$31K+16% | ||
1916 Arthur AvePanama City · Single Family · 2 bd · 1 ba · 1,156 sqft | Sold | $110K | $233K | +$124K+53% | ||
| Mon, Aug 281 foreclosure | ||||||
1015 Reel Easy DrPanama City · Land | Sold | $134K | $62K | −$72K< −100% | ||
| Tue, Aug 291 foreclosure | ||||||
21115 Lakeview Dr SPanama City Beach · Single Family · 3 bd · 3 ba · 3,070 sqft | Vacated | $240K | $769K | +$529K+69% | ||
| Thu, Aug 314 foreclosures | ||||||
103 Sale RdPanama City · Manufactured · 2,052 sqft | Sold | $35K | $271K | +$236K+87% | ||
1009 Bay AvePanama City · Single Family · 2 bd · 1 ba · 816 sqft | Sold | $84K | $125K | +$40K+32% | ||
1208 Hamilton AvePanama City · Single Family · 1,176 sqft | Sold | $32K | $261K | +$229K+88% | ||
835 Buddy DrCallaway · Single Family · 3 bd · 2 ba · 1,494 sqft | Canceled | $245K | $177K | −$68K−38% | ||
| Tue, Sep 51 foreclosure | ||||||
150 Hill DrCallaway · Single Family · 2 bd · 1 ba · 1,200 sqft | Sold | $95K | $249K | +$154K+62% | ||
| Wed, Sep 61 foreclosure | ||||||
1720 Alabama AvePanama City · Single Family · 2 bd · 1 ba · 651 sqft | Sold | $88K | $101K | +$13K+13% | ||
| Thu, Sep 71 foreclosure | ||||||
1110 Mckenzie AvePanama City · Single Family · 3 bd · 2 ba · 1,324 sqft | Sold | $184K | $248K | +$64K+26% | ||
| Fri, Sep 151 foreclosure | ||||||
1102 New Jersey AveLynn Haven · Single Family · 3 bd · 2 ba · 1,375 sqft | Sold | $298K | $300K | +$2K+1% | ||
| Tue, Sep 191 foreclosure | ||||||
Address not listedBay County | Sold | $41K | — | — | ||
| Wed, Sep 201 foreclosure | ||||||
Address not listedBay County | Sold | $363K | — | — | ||
| Thu, Sep 211 foreclosure | ||||||
5115 11th St ESpringfield · Townhouse · 3 bd · 2 ba · 1,077 sqft | Canceled | $149K | $136K | −$13K−9% | ||
| Fri, Sep 224 foreclosures | ||||||
6309 Lake Joanna CirPanama City · Single Family · 3 bd · 2 ba · 1,266 sqft | Sold | $186K | $207K | +$21K+10% | ||
832 Premier DrPanama City · Townhouse · 2 bd · 2 ba · 1,042 sqft | Sold | $119K | $177K | +$58K+33% | ||
5505 Sun Harbour RdPanama City · Condo · 540 sqft | Redeemed | $15K | $145K | +$130K+89% | ||
10737 Johnson BlvdYoungstown · Single Family · 3 bd · 1 ba · 1,560 sqft | Bankruptcy | $61K | $107K | +$45K+42% | ||
| Tue, Sep 261 foreclosure | ||||||
1921 Grant AvePanama City · Single Family · 2 bd · 1 ba · 816 sqft | Sold | $83K | $134K | +$52K+38% | ||
Bay County auction market
Since Oct 1, 2026 · our continuous results history starts there, so every number below uses the same 6 weeks · as of Nov 8, 2026
HomeBadger market score
75/ 100
- Deal flow
- 65
- Competition
- 85
- Discount
- 91
- Liquidity
- 82
- Equity
- 54
Ranked against other Florida counties with at least 15 sales in the window. 40 is the lowest, 100 the highest.
- Upcoming, next 30 days
- 44
- Median equity, upcoming
- 38%
- Sold at auction
- 40
- Sell-through rate
- 51%
- Sold to 3rd parties
- 70%
- Median judgment
- $7K
- Winning bid ÷ judgment
- 91%
- Winning bid ÷ value
- 44%
48 in 90 days
value minus judgment, ÷ value
of 79 decided
sold ÷ decided
share of sales
or opening bid, decided sales
median, 3rd-party foreclosures
median, 3rd-party sales
Auction results by week
- Sold
- Canceled
- Redeemed
- Other
Share sold to 3rd-party bidders
Median winning bid ÷ judgment, foreclosures
Not enough sales yet.
Cities in Bay County
Upcoming sales by city. Sales outside city limits are only in the county total.
Bay County auctions: common questions
- Where and when are Bay County foreclosure auctions held?
- Bay County foreclosure auctions are held online on the clerk's auction site, bay.realforeclose.com, and most start at 11:00 a.m. Eastern time. Times are based on the sales of the last four months; check the clerk's calendar for each sale day.
- Where and when are Bay County tax deed sales held?
- Bay County tax deed sales are held online on the clerk's auction site, bay.realtaxdeed.com, and most start at 10:00 a.m. Eastern time. Times are based on the sales of the last four months; check the clerk's calendar for each sale day.
- How many auctions are coming up in Bay County?
- As of November 8, 2026, 32 foreclosure auctions and 16 tax deed sales are scheduled in Bay County in the next 90 days. The next foreclosure auction is on November 9, 2026. The next tax deed sale is on November 17, 2026.
- Do investors win Bay County foreclosure auctions, and for how much?
- Since October 1, 2026, 16 foreclosure auctions sold in Bay County; 38% went to third-party bidders rather than back to the lender. The median winning third-party bid was 91% of the judgment and 64% of the estimated property value. Those sales drew 13 bids on average.
- What do Bay County tax deed sales sell for?
- Since October 1, 2026, 24 tax deed sales sold in Bay County; 92% went to outside bidders. The median winning third-party bid was 240% of the opening bid and 43% of the estimated property value. Those sales drew 17 bids on average.
- What deposit do I need to bid at a Bay County foreclosure auction?
- The winning bidder at a Florida foreclosure sale posts a deposit of 5% of the final bid. When the balance is due is set by the county clerk and the judgment, often by 4:00 p.m. on the sale day or by the next business day.
- What deposit do I need at a Bay County tax deed sale?
- The high bidder pays a nonrefundable deposit of 5% of the bid or $200, whichever is greater, and must pay the full bid plus documentary stamp tax and recording fees within 24 hours, not counting weekends and legal holidays. If the winner doesn't pay, the deposit goes toward the costs of a new sale, which the clerk re-advertises.
- Where does HomeBadger's Bay County auction data come from?
- HomeBadger collects every Bay County sale nightly from the clerk's official auction calendar, and adds property facts and values from the Florida Department of Revenue tax roll and RentCast. Sales can be postponed or cancelled up to the sale day, so confirm with the Bay County Clerk of Court before bidding.
New to Florida auctions? Read how foreclosure auctions work and how tax deed sales work.