All foreclosure auctions in Bay County, FL
Market score 75- Auctions next 90 days
- 48
- Sold since Oct 1, 2026
- 40
- Won by 3rd parties
- 70%
- Median bid ÷ judgment
- 91%
| Favorite | Property | Status | Judgmentor opening bid | Est. value | Equity | Details |
|---|---|---|---|---|---|---|
| Tue, Sep 263 foreclosures | ||||||
114 Moody DrSpringfield · Single Family · 3 bd · 2 ba · 1,150 sqft | Sold | $148K | $238K | +$89K+38% | ||
2638 State AvePanama City · Single Family · 4 bd · 3 ba · 2,989 sqft | Canceled | $241K | $402K | +$161K+40% | ||
3906 Becora CtPanama City · Single Family · 3 bd · 2 ba · 1,305 sqft | Canceled | $115K | $323K | +$208K+64% | ||
| Thu, Sep 281 foreclosure | ||||||
916 Louisiana AveLynn Haven · Land | Canceled | $165K | $94K | −$72K−77% | ||
| Tue, Oct 32 foreclosures | ||||||
8028 Bayou George DrPanama City · Manufactured · 1,850 sqft | Sold | $105K | $268K | +$163K+61% | ||
Address not listedBay County | Sold | $47K | — | — | ||
| Wed, Oct 41 foreclosure | ||||||
918 Virginia AveLynn Haven · Single Family · 3 bd · 1 ba · 955 sqft | Sold | $180K | $218K | +$38K+18% | ||
| Thu, Oct 52 foreclosures | ||||||
2500 N Bonita WayPanama City · Single Family · 3 bd · 2 ba · 1,662 sqft | Sold | $56K | $307K | +$251K+82% | ||
7040 E Highway 388Youngstown · Manufactured · 1,404 sqft | Sold | $112K | $92K | −$20K−21% | ||
| Mon, Oct 91 foreclosure | ||||||
409 Cliftonia CirPanama City · Single Family · 4 bd · 2 ba · 1,622 sqft | Canceled | $245K | $407K | +$162K+40% | ||
| Wed, Oct 112 foreclosures | ||||||
2010 11th St WPanama City · Land | Sold | $123K | $25K | −$99K< −100% | ||
7011 Lois StCallaway · Single Family · 3 bd · 2 ba · 1,147 sqft | Sold | $86K | $150K | +$64K+43% | ||
| Fri, Oct 133 foreclosures | ||||||
2510 26th St WPanama City · Single Family · 3 bd · 2 ba · 1,784 sqft | Sold | $274K | $317K | +$43K+14% | ||
8140 Grayling CirYoungstown · Manufactured · 1,348 sqft | Sold | $53K | $184K | +$131K+71% | ||
Address not listedBay County | Sold | $9K | — | — | ||
| Mon, Oct 162 foreclosures | ||||||
9009 CreekYoungstown · Single Family · 4 bd · 2 ba · 1,809 sqft | Sold | $247K | $317K | +$70K+22% | ||
109 Seaclusion DrPanama City Beach · Single Family · 3 bd · 2 ba · 1,515 sqft | Sold | $17K | $477K | +$460KSmall lien, check title | ||
| Tue, Oct 171 foreclosure | ||||||
3415 W 19th StPanama City | Sold | $150K | — | — | ||
| Wed, Oct 181 foreclosure | ||||||
6300 Lake Joanna CirPanama City · Single Family · 4 bd · 2 ba · 1,498 sqft | Canceled | $187K | $294K | +$107K+36% | ||
| Thu, Oct 191 foreclosure | ||||||
1902 Hannah AvePanama City · Single Family · 3 bd · 2 ba · 1,449 sqft | Bankruptcy | $160K | $223K | +$63K+28% | ||
| Tue, Oct 244 foreclosures | ||||||
9900 Thomas Dr SPanama City Beach · Condo · 864 sqft | Sold | $332K | $251K | −$81K−32% | ||
15141 Memorial CirPanama City Beach · Single Family · 3 bd · 2 ba · 1,497 sqft | Sold | $303K | $407K | +$104K+25% | ||
1816 Clay AvePanama City · Single Family · 3 bd · 2 ba · 1,584 sqft | Sold | $184K | $185K | +$696+0% | ||
147 H L Sudduth DrCallaway · Single Family · 3 bd · 2 ba · 1,832 sqft | Canceled | $147K | $259K | +$112K+43% | ||
Bay County auction market
Since Oct 1, 2026 · our continuous results history starts there, so every number below uses the same 6 weeks · as of Nov 8, 2026
HomeBadger market score
75/ 100
- Deal flow
- 65
- Competition
- 85
- Discount
- 91
- Liquidity
- 82
- Equity
- 54
Ranked against other Florida counties with at least 15 sales in the window. 40 is the lowest, 100 the highest.
- Upcoming, next 30 days
- 44
- Median equity, upcoming
- 38%
- Sold at auction
- 40
- Sell-through rate
- 51%
- Sold to 3rd parties
- 70%
- Median judgment
- $7K
- Winning bid ÷ judgment
- 91%
- Winning bid ÷ value
- 44%
48 in 90 days
value minus judgment, ÷ value
of 79 decided
sold ÷ decided
share of sales
or opening bid, decided sales
median, 3rd-party foreclosures
median, 3rd-party sales
Auction results by week
- Sold
- Canceled
- Redeemed
- Other
Share sold to 3rd-party bidders
Median winning bid ÷ judgment, foreclosures
Not enough sales yet.
Cities in Bay County
Upcoming sales by city. Sales outside city limits are only in the county total.
Bay County auctions: common questions
- Where and when are Bay County foreclosure auctions held?
- Bay County foreclosure auctions are held online on the clerk's auction site, bay.realforeclose.com, and most start at 11:00 a.m. Eastern time. Times are based on the sales of the last four months; check the clerk's calendar for each sale day.
- Where and when are Bay County tax deed sales held?
- Bay County tax deed sales are held online on the clerk's auction site, bay.realtaxdeed.com, and most start at 10:00 a.m. Eastern time. Times are based on the sales of the last four months; check the clerk's calendar for each sale day.
- How many auctions are coming up in Bay County?
- As of November 8, 2026, 32 foreclosure auctions and 16 tax deed sales are scheduled in Bay County in the next 90 days. The next foreclosure auction is on November 9, 2026. The next tax deed sale is on November 17, 2026.
- Do investors win Bay County foreclosure auctions, and for how much?
- Since October 1, 2026, 16 foreclosure auctions sold in Bay County; 38% went to third-party bidders rather than back to the lender. The median winning third-party bid was 91% of the judgment and 64% of the estimated property value. Those sales drew 13 bids on average.
- What do Bay County tax deed sales sell for?
- Since October 1, 2026, 24 tax deed sales sold in Bay County; 92% went to outside bidders. The median winning third-party bid was 240% of the opening bid and 43% of the estimated property value. Those sales drew 17 bids on average.
- What deposit do I need to bid at a Bay County foreclosure auction?
- The winning bidder at a Florida foreclosure sale posts a deposit of 5% of the final bid. When the balance is due is set by the county clerk and the judgment, often by 4:00 p.m. on the sale day or by the next business day.
- What deposit do I need at a Bay County tax deed sale?
- The high bidder pays a nonrefundable deposit of 5% of the bid or $200, whichever is greater, and must pay the full bid plus documentary stamp tax and recording fees within 24 hours, not counting weekends and legal holidays. If the winner doesn't pay, the deposit goes toward the costs of a new sale, which the clerk re-advertises.
- Where does HomeBadger's Bay County auction data come from?
- HomeBadger collects every Bay County sale nightly from the clerk's official auction calendar, and adds property facts and values from the Florida Department of Revenue tax roll and RentCast. Sales can be postponed or cancelled up to the sale day, so confirm with the Bay County Clerk of Court before bidding.
New to Florida auctions? Read how foreclosure auctions work and how tax deed sales work.