Foreclosure auctions in Washington County, FL
As of November 8, 2026, 5 foreclosure auctions are scheduled in Washington County in the next 90 days; the next is on November 11, 2026. Since October 1, 2026, 2 foreclosure auctions sold in Washington County; 50% went to third-party bidders rather than back to the lender. The median winning third-party bid was 63% of the judgment. Those sales drew 8.0 bids on average.
- Scheduled next 90 days
- 5
- Sold since October 1, 2026
- 2
- Won by outside bidders
- 50%
- Median winning bid ÷ judgment
- 63%
- Median judgment
- $53,432
Next foreclosure auctions in Washington County
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How foreclosure auctions work in Florida
- The winning bidder at a Florida foreclosure sale posts a deposit of 5% of the final bid. When the balance is due is set by the county clerk and the judgment, often by 4:00 p.m. on the sale day or by the next business day. (§45.031, Fla. Stat.)
- Foreclosure sales are public auctions to the highest bidder for cash. The foreclosing lender (the plaintiff) can bid up to its judgment amount without paying cash, so an outside bidder generally has to bid more than the lender's credit bid to win. (§45.031, Fla. Stat.)
- After the sale the clerk files a certificate of sale. Any party can object within 10 days; if no one does, the clerk issues a certificate of title to the buyer. (§45.031, Fla. Stat.)
- The owner can stop a foreclosure sale by paying the judgment until the clerk files the certificate of sale (or a later time set in the judgment). After that, there is no right of redemption. (§45.0315, Fla. Stat.)
- A foreclosure sale wipes out liens junior to the mortgage being foreclosed when their holders were named in the case. Liens senior to it, such as property taxes, stay with the property. A third-party buyer is liable for unpaid HOA or condo assessments without the cap that protects the foreclosing first-mortgage lender. (§720.3085, Fla. Stat.)
- If the sale brings more than the judgment and costs, the extra is surplus. It goes to subordinate lienholders who claim it and then to the owner of record. Claims other than the owner's must be filed within one year of the sale, after which the clerk sends unclaimed surplus to the state's unclaimed property program. (§45.032, Fla. Stat.)
- Florida clerks may run foreclosure sales online with advance deposits and proxy bids, and most counties do so on RealForeclose (county.realforeclose.com). (§45.031, Fla. Stat.)
Read the full guide: How Florida foreclosure auctions work →
Foreclosure auctions in Washington County: common questions
- Where and when are Washington County foreclosure auctions held?
- Washington County foreclosure auctions mostly start at 10:00 a.m. Eastern time.
- How many foreclosure auctions are scheduled in Washington County?
- As of November 8, 2026, 5 foreclosure auctions are scheduled in Washington County in the next 90 days; the next is on November 11, 2026.
- How often do outside bidders win Washington County foreclosure auctions?
- Since October 1, 2026, 2 foreclosure auctions sold in Washington County; 50% went to third-party bidders rather than back to the lender. The median winning third-party bid was 63% of the judgment. Those sales drew 8.0 bids on average.
- What is the typical judgment at Washington County foreclosure auctions?
- The median judgment of Washington County foreclosure auctions decided since October 1, 2026 was $53,432.
- What deposit do I need, and when is the balance due?
- The winning bidder at a Florida foreclosure sale posts a deposit of 5% of the final bid. When the balance is due is set by the county clerk and the judgment, often by 4:00 p.m. on the sale day or by the next business day.
- Can the bank outbid me at a Florida foreclosure auction?
- Foreclosure sales are public auctions to the highest bidder for cash. The foreclosing lender (the plaintiff) can bid up to its judgment amount without paying cash, so an outside bidder generally has to bid more than the lender's credit bid to win.
- When do I get title after winning a Florida foreclosure auction?
- After the sale the clerk files a certificate of sale. Any party can object within 10 days; if no one does, the clerk issues a certificate of title to the buyer.
- Do liens survive a Florida foreclosure sale?
- A foreclosure sale wipes out liens junior to the mortgage being foreclosed when their holders were named in the case. Liens senior to it, such as property taxes, stay with the property. A third-party buyer is liable for unpaid HOA or condo assessments without the cap that protects the foreclosing first-mortgage lender.
- What happens to surplus money from the sale?
- If the sale brings more than the judgment and costs, the extra is surplus. It goes to subordinate lienholders who claim it and then to the owner of record. Claims other than the owner's must be filed within one year of the sale, after which the clerk sends unclaimed surplus to the state's unclaimed property program.
Collected nightly from the county clerks' official auction calendars. Sales can be postponed or cancelled up to the sale day; confirm with the clerk before bidding. This is general information, not legal advice.