312 Lake Smart Cir

Winter Haven, FL 33881

UpcomingForeclosure · Nov 30, 2026 at 10:00 AM ET·3,368 sqft · built 2022 · Single Family

Judgment
$376,831
HomeBadger estimate
$366,808
Equity
-$10,023
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312 Lake Smart Cir, Winter Haven, FL 33881 is scheduled for a foreclosure auction on Nov 30, 2026 at 10:00 AM ET in Polk County, Florida (case 2025CA003532A000BA). The final judgment is $376,831; the estimated value is $366,808 (shortfall of $10,023). The property is a 3,368 sqft, single family, built in 2022. Updated from Polk County clerk records.

Polk County
Street view of 312 Lake Smart Cir, Winter Haven, FL 33881

Auction

Type
Foreclosure auction
Status
Upcoming
Sale date
Nov 30, 2026 · 10:00 AM ET
Case number
2025CA003532A000BA
Final judgment
$376,831
Plaintiff max bid
$376,831
Plaintiff
FREEDOM MORTGAGE CORPORATION

Property

Property type
Single Family
Bedrooms
—
Bathrooms
—
Living area
3,368 sqft
Lot size
6,673 sqft
Year built
2022
Pool
—
Parcel ID
262809530006000510

Legal description: LAKE SMART POINTE PB 172 PGS 9-12 LOT 51

Valuation

Estimated value
$366,808HomeBadger estimate · $299K–$485K

HomeBadger estimate: model based on Florida sales and the county appraiser's roll.

Judgment ÷ value
103%
Equity at judgment
-$10,023

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Owner, parties & documents

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Comparable auction sales

Nearby properties sold to 3rd-party bidders in the last two years.

Sales
8
Median distance
3.8 mi

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Auction history

  1. Nov 30, 2026 · Upcoming

    Foreclosure

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