All foreclosure & tax deed auctions in Bay County, FL

Cities in Bay County

Upcoming sales by city. Sales outside city limits are only in the county total.

• Panama City22
• Panama City Beach6
• Lynn Haven5
• Southport2
• Youngstown2
• Fountain1

Bay County auctions: common questions

Where and when are Bay County foreclosure auctions held?

Bay County foreclosure auctions are held online on the clerk's auction site, bay.realforeclose.com, and most start at 12:00 p.m. Eastern time. Times are based on the sales of the last four months; check the clerk's calendar for each sale day.

Where and when are Bay County tax deed sales held?

Bay County tax deed sales are held online on the clerk's auction site, bay.realtaxdeed.com, and most start at 11:00 a.m. Eastern time. Times are based on the sales of the last four months; check the clerk's calendar for each sale day.

How many auctions are coming up in Bay County?

As of November 9, 2026, 32 foreclosure auctions and 16 tax deed sales are scheduled in Bay County in the next 90 days. The next foreclosure auction is on November 9, 2026. The next tax deed sale is on November 17, 2026.

Do investors win Bay County foreclosure auctions, and for how much?

Since October 1, 2026, 16 foreclosure auctions sold in Bay County; 38% went to third-party bidders rather than back to the lender. The median winning third-party bid was 91% of the judgment and 64% of the estimated property value. Those sales drew 13 bids on average.

What do Bay County tax deed sales sell for?

Since October 1, 2026, 24 tax deed sales sold in Bay County; 92% went to outside bidders. The median winning third-party bid was 240% of the opening bid and 43% of the estimated property value. Those sales drew 17 bids on average.

What deposit do I need to bid at a Bay County foreclosure auction?

The winning bidder at a Florida foreclosure sale posts a deposit of 5% of the final bid. When the balance is due is set by the county clerk and the judgment, often by 4:00 p.m. on the sale day or by the next business day.

What deposit do I need at a Bay County tax deed sale?

The high bidder pays a nonrefundable deposit of 5% of the bid or $200, whichever is greater, and must pay the full bid plus documentary stamp tax and recording fees within 24 hours, not counting weekends and legal holidays. If the winner doesn't pay, the deposit goes toward the costs of a new sale, which the clerk re-advertises.

Where does HomeBadger's Bay County auction data come from?

HomeBadger collects every Bay County sale nightly from the clerk's official auction calendar, and adds property facts and values from the Florida Department of Revenue tax roll and RentCast. Sales can be postponed or cancelled up to the sale day, so confirm with the Bay County Clerk of Court before bidding.